Small Business Funding

Move your business forward with simple solutions and accessible support.

SBA 504 Loan Program

Get up to 90% financing with affordable rates and terms for your small business’ fixed asset projects.

alternative financing

Work with IBFS to find alternative financing solutions if your small business doesn’t qualify for the SBA 504 loan program.

TRUSTED ADVISORS

With over 40 years of experience working with the SBA 504 loan program and alternative financing options, IBFS can help you navigate the loan process with ease.

Creating jobs and realizing dreams is the heart of our mission.

Since 1981, Illinois Business Financial Services (IBFS) has been dedicated to developing loan programs that create jobs and millions of dollars in project funding for small businesses in Illinois.

SUCCESS

Palermo Bakery

Chicago, Illinois

Bloomington
Offset Process

Bloomington, Illinois

Raber Packing

West Peoria, illinois

STORIES

Our core lending program is the SBA 504, where we provide packaging, processing, closing and servicing of those loans. We also offer alternative financing solutions when the SBA 504 loan qualifications are not met, all the while simplifying the financing process for clients.

504 Fixed Effective Rates

September 2023

25-Year

6.81%

20-Year

6.86%

10-Year

7.06%

Refinance

+0.0115%

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We look forward to helping you grow forward!